So, we've recently began "budgeting". I use the term budgeting lightly, because by budgeting I don't mean that were using a bazillion envelopes every month, or even have a written plan for that matter. However, we did take some money out of savings to pay off all of the credit cards and put them in the lock box.
Now, if you're like me, you're thinking "I know all the numbers.". Well, I do. But to be honest, I like not having the extra 6 or 7 bills each month. I will say, that we put some on our Home Depot card to get some stuff for the house. And with 1 year no interest and all, no harm no foul, right? I'm anal as hell about paying those off in time. So, we have an awesome new patio set. I think investments in the house are justified. We were more looking into cutting out all the useless crap. So far so good.
Now, on another note. Have you ever grocery shopped on a "budget"? Again, I use the term loosely. Last week, I surfed the weekly ad papers for both Winn Dixie and Publix and made a shopping list that was MOSTLY stuff that was on sale. Boneless skinless chicken breast is an awesome buy when it's BOGO.
So, after $92 at Publix and $77 at Winn Dixie, there's enough food in the house for at least 2 weeks, probably more. I was sooooo excited and proud of myself. I actually planned meals around the stuff I bought and didn't go crazy and buy a bunch of random crap. Not to say that I didn't stock up on frozen pizzas for those nights where cooking just isn't happening. But seriously, at least 2 weeks of food for less than $200 for 3 people? AWESOME. Now, you're probably thinking..."but that doesn't include feeding Taylor." Yes it does. Hell Child eats what we do. Amen for teeth. So, aside form the random jar of Gerber meat sticks, he's included in our grocery "budget" now. Have I mentioned the boy loves ground beef?
So, the credit cards have been locked up for about a month now, and though I'm seriously tempted to go check out the sales at Old Navy and Baby Gap, I'm not. Although, filling up my shopping cart and then just closing the window does help some. Anyways, I thought it would be harder than it is. But I certainly don't want to jinx myself, so I'll say that I'm doing well....for now.
I shall post a picture of the new patio furniture when I remember to actually take a picture of it.
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2 comments:
Can I borrow your credit cards then and do some shopping at Old Navy and Baby Gap? If you won't I will haha!!! j/k but good job, I wish we didn't have our one credit card almost maxed out!!!yikes!!! I use to do coupons, but it's alot of work working your meals around coupons.
Glad to see I'm not the only one who shops online and then closes the window before purchasing! :o)
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